UL Investments

Universal life (UL) contracts offer three types of investments

  1. Guaranteed Interest Accounts
  2. Market Index Accounts
  3. Managed Accounts

You can find out more by visiting the website of your favourite life insurance company.

Only Credited Interest

With UL, you are not investing directly in the reference. Instead, you are credited interest (no dividends or capital gains) based on the performance of the reference.

Since UL policies are generally tax-exempt, the investment growth is tax-free.

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