Incontestability by Insurer

2+ years after the effective date or reinstatement date, the insurer can only void the policy contract for

material misrepresentation or
fraudulent misrepresentation

Exclusions

The insurer can contest the following

whether the contract was void from the outset (e.g., if no insurable interest)
specific terms of the contract (e.g., payment of a benefit because the conditions were not met)

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consumer_protection contract

page revision: 5, last edited: 17 Jul 2010 18:10

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