Attending Physician's Statement (APS)

The Attending Physician's Statement from the doctor(s) of the proposed life insured provides valuable information to the underwriters. Unfortunately, completing an APS is a low priority for most doctors and often causes the longest delays in the underwriting process.

You (as the proposed life insured) can speed up the process by contacting your doctor.

The APS contains your medical history

  • your previous illnesses, treatments and operations
  • your current condition and medications

PS Network

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